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U.S. CONSUMER PRIVACY NOTICE Rev. March 2025

For ICICI BANK LIMITED NEW YORK BRANCH

FACTS	WHAT DOES ICICI BANK LIMITED NEW YORK BRANCH (ICICI-NYB) DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies chose how they share your personal information Federal law gives consumers the right to limit some, but not all sharing Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depends on the product or service you have with us. This information can include: Social Security Number and income Account balances and Transaction history Employment information Others.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons ICICI-NYB chooses to share customers’ personal information and whether you can limit this sharing.

FACTS

WHAT DOES ICICI BANK LIMITED NEW YORK BRANCH (ICICI-NYB) DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies chose how they share your personal information Federal law gives consumers the right to limit some, but not all sharing Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depends on the product or service you have with us. This information can include:

Social Security Number and income
Account balances and Transaction history
Employment information
Others.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons ICICI-NYB chooses to share customers’ personal information and whether you can limit this sharing.

Reasons we can share your personal information	Does ICICI-NYB share?	Can you limit this sharing?
For our everyday business purposes such as to process transactions, maintain your account(s), respond to court orders and legal investigations.	Yes	No
For our marketing purposes to offer our products and services to you	Yes	Yes
For joint marketing with other financial companies	No	We don’t share
For our affiliates’ everyday business purposes - all information available with us	Yes	No
For our affiliates’ everyday business purposes - information about creditworthiness	No	We don’t share
For our affiliates to market to you	Yes	Yes, if you block all marketing communications from ICICI Bank
For non-affiliates to market to you	No	We don’t share

To limit our sharing/block all marketing	Visit us online: ICICI Bank Ltd: Do Not Call Registry Or call +866.424.2448 Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to block our marketing.

To limit our sharing/block all marketing

Visit us online: ICICI Bank Ltd: Do Not Call Registry
Or call +866.424.2448

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to block our marketing.

To limit Direct Marketing contacts	Visit us online: ICICI Bank Ltd: Do Not Call Registry Call +866.424.2448
Questions?	Call +866.424.2448 or E-mail: nri@icicibank.com

Who is providing this notice?	We are a federally licensed branch (ICICI-NYB) of ICICI Bank Limited, Mumbai, India.

What we do
How does ICICI-NYB protect my personal information	To protect your personal information from unauthorised access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does ICICI-NYB collect my personal information?	We collect your personal information (for example) when you: open a Money2India Account execute a remittance transaction pay your bills give us income information; or show us a government ID or driver’s license. We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes -information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. Read below to know more about your rights under state law.

What we do

How does ICICI-NYB protect my personal information

To protect your personal information from unauthorised access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does ICICI-NYB collect my personal information?

We collect your personal information (for example) when you:

open a Money2India Account
execute a remittance transaction
pay your bills
give us income information; or
show us a government ID or driver’s license.

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

sharing for affiliates’ everyday business purposes -information about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. Read below to know more about your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include companies with an ‘ICICI’ name.
Non-affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. ICICI-NYB does not share with non-affiliates.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. ICICI-NYB does not do joint marketing with non-affiliates.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Our affiliates include companies with an ‘ICICI’ name.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

ICICI-NYB does not share with non-affiliates.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

ICICI-NYB does not do joint marketing with non-affiliates.

Other important information
Certain states have adopted privacy laws applicable to their residents, as follows:
California: We do not share information about you with companies that are not affiliated with us unless allowed under law. ICICI-NYB has adopted a Privacy Notice for California residents that is posted on our website: https://www.icicibankusa.com/privacy/California Nevada: You may be placed on a list by following our instructions in the above section entitled: To Limit Direct Marketing Contacts. Nevada law requires that we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101, Phone: 702.486.3132, E-mail: aginfo@ag.nv.gov Our contact: ICICI Bank Limited, NY Branch, 575 Fifth Avenue Suite 2600, NY, NY 10017, Phone: +866-424-2448, E-mail: moneytoindia@icicibank.com Vermont: We do not share information about you with companies that are not affiliated with us, unless allowed under law. We do not share information about your creditworthiness with our affiliates either.

Other important information

Certain states have adopted privacy laws applicable to their residents, as follows:

California: We do not share information about you with companies that are not affiliated with us unless allowed under law. ICICI-NYB has adopted a Privacy Notice for California residents that is posted on our website: https://www.icicibankusa.com/privacy/California

Nevada: You may be placed on a list by following our instructions in the above section entitled: To Limit Direct Marketing Contacts. Nevada law requires that we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101, Phone: 702.486.3132, E-mail: aginfo@ag.nv.gov

Our contact: ICICI Bank Limited, NY Branch, 575 Fifth Avenue Suite 2600, NY, NY 10017, Phone: +866-424-2448, E-mail: moneytoindia@icicibank.com

Vermont: We do not share information about you with companies that are not affiliated with us, unless allowed under law. We do not share information about your creditworthiness with our affiliates either.

U.S. CONSUMER PRIVACY NOTICE Rev. March 2025

For ICICI BANK LIMITED NEW YORK BRANCH

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